Except as otherwise noted under applicable laws, we and our affiliates, directors, officers, employees, agents, contractors, successors and assigns of each, will not be liable for any damages whatsoever arising out of or related to the use of this web site or any other web site linked to it. Our limitation of liability applies to direct, indirect, consequential, punitive or other damages you or others may suffer. This limitation of liability applies to damages for lost profits, business interruption, and loss of data or information even when notification in advance of any such damages is given.

Terms of Use

All products, services, and content with respect to this web site are provided on an "as is" and "as available" basis. We make every effort to display the information on our site as accurately as possible. However, we make no representation that the information contained on this web site will be accurate, valid, reliable or available. We make no representation that any content on this site does not infringe or violate the rights of any third party. You have permission to use this web site solely for the purposes of researching our firm and contacting us. Unless written permission is granted in advance, any other use of the content contained in this web site is strictly prohibited.

This site may contain typographical errors, inaccuracies, and omissions. The information contained on this site may not be complete or current and we reserve the right to amend errors, inaccuracies or omissions at any time. Use of this web site is subject to the terms and conditions in this notice. You, the recipient, are subject to all applicable law and undertakings at your own risk. Current terms and condition of use may change at any time and we reserve the right to terminate your use of our web site with or without notice.


The contents of this Web site are the sole property of SPEHAR AND ASSOCIATES, LLC and are protected by United States and International Copyright Laws. All text, graphics, logos, icons, images, codes, and data compilations are included but not limited to the trademarks SPEHAR AND ASSOCIATES and and may not be used without our written permission. All other trademarks that appear on this site are the property of their respective owners whether they are affiliated, connected, or sponsored by us or our affiliates.


By visiting this web site, you agree that the laws of the state of Georgia will govern these disclaimers, terms and conditions, and any disputes that may arise between you and us and our affiliates. We reserve the right to amend and make changes to our site, disclaimers, terms, and conditions at any time.